What is Ayushman Bharat PM-JAY?
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is the world's largest government-funded healthcare assurance scheme. It provides a health cover of up to &rupee;5,00,000 per family per year for secondary and tertiary care hospitalization across more than 27,000 empanelled public and private hospitals in India.
Key Benefits of the Ayushman Card
- Cashless & Paperless Access: No out-of-pocket expenses at the point of care in empanelled hospitals.
- Covers Pre & Post Hospitalization: Includes 3 days of pre-hospitalization and 15 days of post-hospitalization diagnostics and medicines.
- Pre-Existing Conditions Covered: All pre-existing illnesses are covered from Day 1 with zero waiting periods.
- Covers All Citizens Aged 70+: The scheme has recently been expanded to cover all senior citizens aged 70 and above, regardless of income.
How to Check Your Eligibility (Step-by-Step)
- Visit the official portal at
beneficiary.nha.gov.inor download the Ayushman App. - Enter your mobile number and authenticate via OTP.
- Select your State, Scheme (PM-JAY), and search using your Aadhaar Number, Ration Card (NFSA), or Family ID.
- If your name appears, complete your e-KYC using Aadhaar biometric or OTP verification to download your personalized Ayushman Golden Card.
Major Medical Packages Covered Under PM-JAY
The scheme encompasses over 1,900 medical and surgical treatment packages, including:
Our other product
•
billbr.com
Ad
- Coronary bypass grafting and cardiac stenting.
- Joint replacement surgeries (knee and hip arthroplasty).
- Oncology treatments (chemotherapy, radiation therapy, tumor resections).
- Kidney dialysis and renal transplantation support.
- High-risk pregnancy deliveries and neonatal intensive care.
Important Notice: Government schemes do not charge any fee for enrollment or card generation. Avoid unauthorized agents and always use the official National Health Authority (NHA) portals.
